Created By Germany's Leading Financial Institutions
With a focus on safety and
primary online payment
method for bank clients.
With each giropay purchase,
the funds are instantly
transferred from the
consumer’s bank account
and the merchant receives their
With a market size of over 82 million people, giropay represents a significant portion of Germany’s online payment traffic. Giropay is supported by more than 1,500 German banks and is a popular acceptance method for merchants, because it gives their German customers a quick, easy to use and secure online method to pay for goods and services via their own bank account.
With giropay merchants are guaranteed their funds and they will greatly benefit from not having to deal with chargebacks or reserves. In addition, giropay is an excellent alternative payment method that can be offered to those consumers that do not have or desire to use their credit card online. Consumers feel comfortable and secure because their payment is facilitated by their own bank. Furthermore, a giropay transaction is free of charge for the consumer, and their transaction history and payment details can be viewed in their own banking reports.
How giropay Works
Upon purchase, funds are directly debited from the consumer's bank account.