You’re losing up to 45% of sales at checkout.
Your billing system isn’t broken—your payments are.
Most SaaS companies optimize pricing, checkout, and billing—yet still rely heavily on credit cards.
The reality? Up to 45% of transactions fail before billing even begins.
That’s revenue you’ve already earned—lost simply because you’re not offering your customers alternatives to cards
Expanding your SaaS business into Europe introduces payment challenges that don't exist in the US. If the payment fails, billing never happens - and that's revenue you've already earned, gone.
To succeed in Europe, SaaS companies need to go beyond credit cards. Here's what that looks like in practice:
Meet customers where they are. Bank-based payments are the default in many European markets, not the exception.
Not all payment connections perform equally—routing matters.
Authentication steps can cause drop-off if not optimized.
If one payment path fails, another should take over instantly.
DPMax is an Open Banking orchestration platform that connects your checkout directly to ALL European banks—maximizing payment success rates and reducing failed transactions. We unify EU banks and regions into a single solution designed for SaaS companies scaling internationally.
The widest European bank coverage available, including non-EUR countries (SEK, DKK, NOK, GBP, CHF, PLN, HUF, CZK)
Technology that chooses the most efficient path for each transaction.
Built-in: if one connection fails, another takes over instantly, resulting in zero downtime.
Built-in age check, seamlessly included in the checkout flow to ensure compliance and protect minors.
Scaling a SaaS business in Europe requires more than billing optimization. Many companies face high payment failure rates due to limited bank connectivity, PSD2 requirements, and reliance on credit cards. DPMax helps SaaS businesses reduce failed payments, increase payment success rates, and support pay-by-bank transactions across Europe—enabling higher conversion rates and sustainable revenue growth. No additional marketing spend required.
Use this simple calculator to estimate how much revenue you could recover by improving your payment success rate.
Receive a Free, 15-minute Payment Structure Audit and see how we can help you recover the revenue your billing system never sees.
There are a lot more payment methods customers from all over the world feel more comfortable to use and trust much more than credit cards.
