At checkout, the consumer selects Sofort as their payment method.
The consumer redirects to an HPP and chooses their bank.
Consumer enters their bank account credentials and confirms the payment via TAN or PIN code.
Payment confirmed.
Owned by Klarna since 2014, the bank-transfer scheme Sofort has now been integrated into the Pay Now products within Klarna Payments. Using the consolidated product offering featuring the bank-transfer functions of Sofort, customers benefit from a unified and seamless checkout experience.
Secure and reliable – Payments are processed directly through the customer’s bank, ensuring a high level of security.Fast transaction confirmation – Merchants receive instant payment confirmation, allowing quicker order processing.No need for additional accounts – Customers can pay using their existing online banking credentials without the need to create a separate account.Wide acceptance – Sofort is supported by thousands of banks across multiple European countries.
Austria, Belgium, Germany, Netherlands, Spain.
Integration is simple via API, Hosted Payment Page, Payment Widget.
Sofort is primarily designed for use in supported European countries.
There are a lot more payment methods customers from all over the world feel more comfortable to use and trust much more than credit cards.