
iDEAL | Wero offers merchants a secure and convenient way to accept online payments directly from customers' bank accounts, without the need for credit or debit cards.
Introduced in 2005, iDEAL has become the leading online payment method in the Netherlands, allowing customers to pay through their familiar online banking environment or mobile banking app. Customers authorize payments directly through their bank, while merchants receive immediate payment confirmation, enabling them to process orders quickly and confidently.
As iDEAL gradually transitions to Wero, the payment method is evolving into a broader European payment solution developed by the European Payments Initiative (EPI). Wero builds on the trusted iDEAL experience while introducing the potential for cross-border payments and additional payment capabilities across participating European markets.
With iDEAL | Wero, merchants can offer customers a familiar, secure, and streamlined checkout experience while preparing for the next generation of European bank-based payments.
Bank Transfer
At checkout, the customer selects iDEAL | Wero as their payment method and is directed to their participating bank or supported payment app to securely authorize the transaction. Once the payment is approved, the merchant receives payment confirmation, allowing them to proceed with the order.
Netherlands
At checkout, the consumer selects iDeal as their payment method.
The consumer is redirected to the iDeal | Wero payment page to choose their bank or scan a QR code.
The consumer logs in to their online banking and confirms the transaction.
Payment confirmed.
iDEAL | Wero is a bank-based payment solution that allows customers to make secure online payments directly from their bank accounts without using a credit or debit card.
iDEAL is the leading online payment method in the Netherlands, accounting for approximately 70% of Dutch e-commerce transactions. Widely trusted by Dutch consumers, it offers a familiar and convenient way to pay online through participating banks.
As part of a gradual transition beginning in 2026, iDEAL is becoming Wero, a European payment solution developed by the European Payments Initiative (EPI). Wero builds on iDEAL's established payment experience while expanding bank-based payment capabilities across participating European markets.
For merchants, iDEAL | Wero offers a secure alternative to card payments, fast payment confirmation, and the opportunity to reach customers who prefer paying directly through their banks. As Wero continues to expand, additional payment capabilities and broader European coverage are being introduced.
Integration is simple via API, Hosted Payment Page, Payment Widget.
iDEAL | Wero offers merchants a secure, efficient, and trusted way to accept bank-based payments. Building on iDEAL's strong presence in the Netherlands, Wero aims to create a more unified payment experience across participating European markets.Key advantages include:
The Netherlands.
Yes. Merchants based outside the Netherlands can offer iDEAL | Wero through 2000Charge to eligible customers in supported markets.
iDEAL has traditionally been designed for the Dutch market, allowing customers with accounts at participating Dutch banks to make secure online payments. Businesses operating internationally can accept iDEAL payments to better serve Dutch shoppers.
As iDEAL transitions to Wero, the payment solution is expanding beyond the Netherlands into additional European markets. Wero aims to provide a more unified bank-based payment experience across participating countries, with availability depending on the customer's bank and the market's rollout.
This allows merchants to offer familiar local payment options to European customers without needing to be based in each country.
iDEAL | Wero allows customers to make secure payments directly from their bank accounts without using a credit or debit card. As iDEAL transitions to Wero, customers in the Netherlands can continue using a familiar bank-based payment experience, with Wero gradually introducing additional capabilities across participating European markets.
When a customer selects iDEAL | Wero at checkout, they are directed to their supported banking environment or payment app, where they securely authorize the transaction. Once approved, the merchant receives payment confirmation, allowing them to proceed with order fulfillment.
iDEAL | Wero offers a convenient and secure way to pay online, eliminating the need to enter card details and reducing exposure to traditional card-related fraud and chargebacks. Wero is designed to build on this experience by supporting a broader European payment network.
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Why are local payment methods important?
There are a lot more payment methods customers from all over the world feel more comfortable to use and trust much more than credit cards.
